Portfolio
The whole book on one screen: USD and ZiG kept apart, arrears by bucket, and what needs doing today.
Outstanding
US$427k
958 active loans
PAR 30
4.1%
Down from 11.8% a year ago
PAR 1 / PAR 90
8.2% / 1.3%
Any arrears / 90+ days
Paid on or before due date
90%
+9 pts since SMS reminders
USD and ZiG books are reported side by side and never added together. Each loan lives in one currency on a double-entry ledger, so a rate change never moves a USD balance.
Disbursed per month, US$
Last 12 months, all branches
Today’s queue
What the team needs to act on
- Applications waiting for a credit decision3
- Disbursements waiting for a second approver1
- Promises to pay due today4
- Loans 8–30 days late to call36
PAR 30, USD book
Share of the book more than 30 days late
What we expect a lender to see, not a result yet. LendGrid will only claim a PAR reduction after measuring it with design partners against their own history.
Arrears by age, US$
115 loans late
- 1–7 daysUS$11k36
- 8–30 daysUS$6,43528
- 31–60 daysUS$9,54029
- 61–90 daysUS$2,3468
- 90+ daysUS$5,59214
Darker = older. Bucket counts shown after each amount.
Branches
USD book by branch
| Branch | Loans (USD) | Outstanding | PAR 30 | Health |
|---|---|---|---|---|
| Harare CBD | 277 | US$111,010 | 8.2% | Watch |
| Mbare | 248 | US$98,548 | 3.2% | Healthy |
| Chitungwiza | 263 | US$110,081 | 3.5% | Healthy |
| Gokwe | 170 | US$107,472 | 1.3% | Healthy |